You have to buy gifts for the holidays and you need to purchase them quickly. It is possible to either brave the madness of shopping at your neighborhood mall or kick back in the home and buy all of your gifts online. Doing your holiday shopping online can be a great way to save time while you find the right gifts at the best price. You’ll skip the parking lot wars, avoid getting the flu from your fellow shoppers, and stay out of pick-pockets’ crosshairs. But though it could be easy and convenient to look in your pajamas, you still need to take precautions to be sure your electric ‘purse strings’ are safe and sound. Here are some simple tips for safe online shopping:
Secure your computer. Make sure your family computer has updated security software program installed, and run regular method check to keep hackers’ keylogging viruses away.
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ONLY shop from your home. Don’t do your web shopping from the neighborhood caf�, the airport or additional public places. These open networks are easier targets for identification thieves to hack into your computer. Only shop from your secured home network.
Click carefully. Your preferred store just sent you a great coupon! But wait! Before you click on email links, be sure of where they lead. Rip-off emails can look just like the real ones from your own favorite stores, with back links that appear to take you to legitimate sites. But hover over the link and you may see a different web address – this could be a fake site, designed to gather your credit card info for fraud. Your safest wager is to manually navigate to your favorite retailer’s website.
Know thy merchant. One of best parts of online shopping is effortlessly comparing prices to locate a great deal. You might find the gift you want for half the purchase price – but make certain the merchant is reliable and trustworthy. In the event that you haven’t done company with a merchant before, look for online reviews. Using aggregators like Amazon.com and Yahoo Buying is another good way to ensure your merchant doesn’t acquire you for a fraudulent sleigh drive.
Lock down your site. Once you visit a retailer’s website, search for “https” at the start of the URL. This “s” – along with a small gold secure the lower-right corner of one’s browser – indicates a supplementary level of security for the online shopping.
Log out. Always logout securely when leaving a website.
Check if your payment particulars are stored. Some online purchasing sites ask if you need to store your payment facts for future purchases. It certainly is handy to have your details stored, especially if you use that site often. But, look out for this on lesser-known websites.
Compare ‘real’ prices. Be sure to know how much you can be charged for shipping, and if you can find any taxes or fees which will be added to your web purchase. These ‘extras’ can truly add up quickly, so make sure to include them when comparison buying. Many retailers offer free shipping and delivery around the holidays, and others allow free in-store pick-up of one’s online purchases – easy methods to add extra savings to your holiday shopping.
Know the Return Policy. Read the merchant’s return policy before making your purchase. One of many downsides of online shopping is the inability to ‘try it on’ or see the item before purchasing, so ensure that your merchant offers you an easy way to return/refund your purchase if it’s not what you expected.